Reminder – Medicare Part D Enrollment Period

Changes in Medicare enrollment for 2013 can be made from October 15 – December 7, 2102. It’s a good idea to check to your plan every year.

Nursing Home Contracts: READ BEFORE YOU SIGN!

When a person enters a nursing home or assisted living facility, typically the arrangements are made by a loved one. That individual should be acting on behalf of the parent or spouse.  Thus, financial obligations should be the obligation of that person and not the person helping him or her.  The nursing home would love to have another individual “on the hook” for care obligations. You are not required to assume that liability. Be sure that you don’t assume a financial responsibility that you didn’t intend to undertake.  Read carefully. Best of all, have a lawyer review the document before you sign it.