Medicaid (government welfare) was long-used as the
preferred way by many of preserving family assets while also receiving
necessary care. This was accomplished by what is known as Medicaid
planning. Because of recent changes in
federal law designed to tighten eligibility requirements, the advantages of
such planning have been greatly reduced. As a consequence, long term health
care insurance has become a much more desirable option for serving the same the
purpose.
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