What Medicare Doesn’t Cover

Many seniors make the mistake of thinking that Medicare covers all reasonably foreseeable medical procedures.

Not true.

Here are some likely areas of necessary health care which Medicare does not pay for:

-   Advanced cataract surgery (no modern laser treatment, only covers if removal is by scalpel)

-  No dental work (unless covered under a Medicare Advantage plan)

-  Long-term care. People with serious dementia (unsafe to live on own) are covered for medical problems, not the cost of care in a nursing home or facility. Expensive insurance or Medicaid (with very restrictive eligibility requirements) are your only options, besides self-funding.